01Information we collect
The app does not collect any information, in the sense that word usually implies — nothing about you or your usage is gathered, transmitted, or made available to the developer or to any third party. The app has no user accounts, no network calls, and no analytics or crash-reporting SDKs.
What exists instead is the data you choose to enter for your own use: accounts (cash wallets, bank accounts, savings), cards, loans, transactions, categories, budgets, and any notes attached to them. That data is created, read, and deleted entirely on your device, inside the app's own local database.
02Where your data lives
All of it stays in a local SQLite database inside the app's private storage area on your phone. Financial fields (amounts, notes, and similar sensitive values) are encrypted with AES-256-GCM before they touch disk; the encryption key itself is held in your device's secure keystore (Android Keystore), not inside the app's own files.
If you enable app-lock, unlocking the app is handled by your device's own biometric system (fingerprint or face) or a PIN you set — the app never sees or stores your biometric data itself; the operating system handles that matching and only reports success or failure back to the app.
By default, account, card, and loan balances are masked throughout the app; revealing them asks for the same fingerprint, face, or PIN check used to unlock the app. This is a display safeguard, not a change to how your data is stored — it simply keeps sensitive figures off your screen until you choose to look, for example if someone can see your screen over your shoulder. The app also re-locks itself automatically whenever you switch away and back, so a phone left unattended while unlocked doesn't leave the app open too.
03Backup, export, and sharing
The app includes an optional encrypted backup feature and CSV/PDF export tools. Both are actions you initiate:
- Backup / restore writes an encrypted file to a location you choose on your device (or a cloud folder you've mounted as local storage, such as Google Drive's on-device sync), using Android's standard file picker. The app does not upload this file anywhere itself.
- CSV / PDF export generates a plain file from your transactions for your own records, again saved wherever you choose.
Anything that happens to a file after it leaves the app — where you save it, who you share it with — is under your control and outside the app's reach.
04Permissions the app requests
| Permission | Why the app asks for it |
|---|---|
| Notifications | To show local reminders for upcoming bill or loan due dates. Generated and delivered entirely on-device by the OS scheduler — no push service or server is involved. |
| Receive boot completed | So previously scheduled due-date reminders survive a phone restart, instead of silently disappearing. |
| Biometric | To let you lock the app behind your fingerprint or face, as an alternative to a PIN. |
The app does not request contacts, location, camera, microphone, SMS, or internet-adjacent permissions, because none of its features need them.
05Third parties
The app does not share data with third parties because it does not transmit data at all. There are no advertising networks, analytics platforms, or embedded trackers in the app. The open-source libraries it is built with (for local storage, encryption, and UI) run entirely on your device and do not phone home.
06Your choices and rights
Because everything lives on your device, you hold all the usual controls directly, without needing to contact anyone:
- Access: everything you've entered is visible in the app itself.
- Export: use the built-in CSV/PDF export or encrypted backup at any time.
- Deletion: delete individual entries in-app, or uninstalling the app removes its local database and every record in it.
07Children's privacy
My Money Manager is a general personal-finance tool and is not directed at children. It does not knowingly collect information from anyone, of any age — per Section 1, it does not collect information at all.
08Changes to this policy
If the app's data handling ever changes — for example, if a future version adds an optional cloud-sync feature — this page will be updated first, its effective date will change, and (where the change is material) the app will surface an in-app notice before the new version takes effect.
09Contact
Questions about this policy or how the app handles data can be sent to lamsalk13@gmail.com.